Terms of Service

Last updated August 7, 2026

1. Acceptance

By using this app, you agree to use it to track your own personal finances for lawful purposes only.

2. Your data

You own everything you enter. It's stored on your device, and if you connect Google Drive, backups go to your own Drive account. You can export or erase your data at any time from Settings.

3. No accounts, no sign-in

This app doesn't require creating an account. The optional Google connection under Backup & Sync is used only to save and restore your backup file in your own Drive. The free version also shows ads through Google AdMob, a separate connection — see the Privacy Policy for what that involves.

4. Not financial advice

Reports and insights are informational only and don't constitute financial, tax, or investment advice.

5. No warranty

The app is provided as-is. We're not responsible for financial decisions made using it.

6. Data loss risk

Since everything lives only on your device, uninstalling the app or losing your device without a backup means your data is gone for good. We have no server copy to recover it from.

7. Eligibility

You must be old enough to manage your own finances under the laws of your country to use this app.