Your data stays on your device
Everything you enter, including accounts, transactions, categories, and budgets, is stored locally on your device and is never sent to a server. The only network activity is your optional Google Drive backup, the ads that support the free version, and Premium purchases if you subscribe — see below for what each of those involves.
No bank connections
We never connect to your bank or access your real accounts. Every number you see in the app is something you typed in yourself.
Google Drive backup (optional)
If you turn on backup, a copy of your data is saved to your own personal Google Drive. It stays private to your account and is never visible to us or anyone else. You can turn it off anytime in Settings.
Ads
This app shows ads through Google AdMob. AdMob may collect device and advertising identifiers to deliver and measure ads, governed by Google's own privacy policy, not ours. Your financial data is never shared with AdMob or used to target ads. Where required (the EEA, UK, and Switzerland), you'll be asked for consent before personalized ads are shown. If you're in a US state with privacy laws (like California), you can opt out of the sale or sharing of your data. You can review or change either choice anytime from Ad choices in the app's Settings.
Premium purchases
If you subscribe to Premium, your purchase is processed by Google Play and verified using RevenueCat, a subscription management service. RevenueCat sees your purchase and subscription status, like which plan you're on and when it renews, but never your financial data — transactions, accounts, budgets, and everything else you track stays on your device as described above.
How it's used
Solely to power your dashboards, reports, and reminders, calculated entirely on your device. Your financial data is never sold, and it's never shared with the ad network.
Your controls
You can export your data as CSV, back it up to your own Google Drive, or erase everything from this device at any time in Settings.
App Lock & biometrics
If you turn on App Lock, unlocking uses your device's own Face ID, fingerprint, or passcode. This is handled entirely by your device's operating system — the app never sees, stores, or has access to your biometric data.